Note to self, “You are ok. You know your stuff”
I have an unpublished post uncannily similar but talking about Interfaces and Payments. ApplePay and others are the beginning of the Interface Layer in payments. Wallets and others are commodities.
This post not only validates my theories and the post I will still publish, it enriches my own knowledge and argument.
To say this is merely a “great post” is an understatement and disservice. This is a turning point in thinking.